STU Personal Accident Lite (PAL) Plan

The STU PAL Plan is aimed at SUPPLEMENTING your other insurance coverage and providing you with the opportunity to extend this coverage to your family as well.  The premiums have been negotiated with AIG through STU to offer competitive and exclusive rates.


  • Extended to cover Insect Bites
  • Protection against Acts of Terrorism
  • Premiums do not increase with age
  • Eligible Entry Age from 16 to 65 (at last birthday), renewable up to age 80 years (at last birthday).
  • No medical examination required
  • 24-hour, worldwide protection

For more details, contact STU at 6299 3936.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC web-sites ( or or